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One quote request, 17 specialty carriers. An independent agency that only insures short-term rentals.
Starting price
Free quote; premiums typically from about $1,100 to $7,500 a year
Rating
-
Category
Legal and Insurance Tools
Best for
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Why we rank it
STR Guard Insurance is an independent agency focused only on short-term rental insurance for Airbnb, Vrbo and similar hosts. It is licensed in 48 states and shops 17 specialty carriers to compare coverage for each property.
Reviewed by the STR Market Superhost team · Oct 2026
STR Guard Insurance is an independent agency focused only on short-term rental insurance for Airbnb, Vrbo and similar hosts. It is licensed in 48 states and shops 17 specialty carriers to compare coverage for each property.
Typical annual premiums reported by the agency: single-family STR $1,400 to $3,200, condo $1,200 to $2,800, cabin or mountain home $1,800 to $4,500, beach house $2,800 to $7,500, multi-unit or duplex $2,400 to $6,500, owner-occupied $1,100 to $2,400.
STR Guard is a DBA of Wexford Insurance, LLC.
Pricing
Starting price
Free quote; premiums typically from about $1,100 to $7,500 a year
Rating
-
Online reviews
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Prices from the vendor as of Oct 2026. Check their site for current plans.
See current pricing ↗Q: How much does STR Guard Insurance cost?
Quotes are free. The agency reports typical annual premiums of $1,400 to $3,200 for a single-family STR, $1,200 to $2,800 for a condo and $2,800 to $7,500 for a beach house.
Answered by the STR Market team
Q: What do I need to get a quote?
Mainly the property address and the year of the roof. Quotes typically come back in 1 to 2 hours during business hours.
Answered by the STR Market team
Q: Why not just use my homeowners policy?
Per co-founder Nate Jones, a home or standard dwelling policy without a short-term rental endorsement can mean a property or liability claim is denied.
Answered by the STR Market team
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